When it comes to car insurance, the big question is whether liability coverage alone is enough or if full coverage is worth the extra cost. Liability is the minimum required in most states and protects others if you’re at fault in an accident. Full coverage, however, adds collision and comprehensive insurance, giving you peace of mind by protecting your own vehicle as well.
Your decision should factor in your car’s age, value, and financial situation. New or financed cars usually benefit from full coverage, while older cars may only need liability. For a deeper dive into the best options and providers, check out this resource: Full Coverage vs. Liability Car Insurance - Which Do You Really Need?.